CST Frequently Asked Questions
General Questions (what, how, who)
Q: Who is able to invest in the CST?
All residents in the state of Georgia are eligible to invest in our first CST (the SWATS CST). Non-Georgia residents are not eligible to invest in the SWATS CST.
The goal of the CST is to give local residents real ownership and control over properties in their neighborhoods—so that the benefits and decision-making power stay with the community. Our first CST, focused on the 30310 zip code in Southwest Atlanta, was created in response to the displacement and gentrification that have already impacted Black and working-class families in the area.
You’re welcome to invest if you live in 30310 or have a meaningful connection to the neighborhood, such as:
- You’re from 30310 or a nearby Southwest Atlanta neighborhood
- You work, run a business, or lead a nonprofit in the area
- You’re part of a local faith community (church, mosque, temple, etc.)
- You’re involved with a civic or grassroots group focused on the area (including volunteering for the CST)
Q: Is the CST a nonprofit or for profit business?
The Guild’s first CST, the SWATS (Southwest Atlanta) CST, is a for profit public benefit corporation based in Georgia. Unlike traditional corporations, public benefit corporations must pursue a positive social or environmental impact in addition to earning profits. See this link for more info on public benefit corporations.
Q: What risks are we taking as investors?
All investments carry some level of risk, including the potential loss of principal. The CST investment is no exception. Prospective investors should carefully review the CST Offering Circular, that will be available on the CST Investor Portal when it opens, before making any investment decision. While the CST has taken measures to prioritize community investor protection—including structuring investments so that community investors are first in line for repayment—there is no guarantee of return. Philanthropic equity partners have agreed to subordinate their returns to help reduce risk to community investors, but returns are dependent on property cash flows and appreciation and are not guaranteed.